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Cattle Horse Freedom Calculator

Calculate retirement savings needed based on age and city, assess your financial freedom level

Input Parameters

20 years60 years
0 10K CNY1000 10K CNY

Calculation Results

Additional Savings for Financial Freedom
¥ 283.310K
Financial freedom target based on existing savings and age
Existing savings: 5010K CNY (more important as remaining lifespan decreases)
Financial Freedom Level
55%
Medium Freedom - Keep Working Hard

Cost Breakdown Analysis

Housing Expenses
¥ 113.310K
40%
Daily Expenses
¥ 70.810K
25%
Healthcare
¥ 56.710K
20%
Entertainment
¥ 28.310K
10%
Emergency Fund
¥ 14.210K
5%

Instructions

The Cattle Horse Freedom Calculator helps you assess the additional savings needed for financial freedom. Based on 80-year lifespan, calculations consider existing savings, age, and city living costs.

  • Older age means shorter remaining lifespan, requiring less additional savings
  • Tier 1 cities have higher living costs, requiring higher financial freedom targets
  • More existing savings means closer to financial freedom
  • Based on 80-year lifespan assessment, more realistic
  • Reassess regularly and adjust goals based on income changes
  • Consider inflation factors, actual required amounts may be higher
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